Terms of Service

Last Updated: November 25, 2025

Welcome to karenzco.com (the “Site”). By using this Site, you agree to the following Terms of Service. If you do not agree, please do not use the Site.

These Terms apply to all visitors and users.


1. Use of the Site

The Site provides general information about Karen Zamarripa Consulting and the services we offer.

You agree to use the Site only for lawful purposes and in a way that does not violate the rights of others.

2. No Professional Advice

The information on the Site is for informational purposes only and does not constitute professional advice.

For guidance specific to your situation, you should contact us directly.

3. Intellectual Property

All content on the Site—including text, images, graphics, logos, and design—is owned by or licensed to Karen Zamarripa Consulting and is protected by copyright and other intellectual property laws.

You may not copy, reproduce, distribute, or modify any content without prior written permission.

4. Links to Other Websites

The Site may include links to third-party websites. We are not responsible for the content or practices of those websites.

5. Disclaimer of Warranties

The Site is provided “as is” and “as available.”

We make no warranties or representations about:

  • The accuracy or reliability of the content
  • The availability of the Site
  • The absence of viruses or harmful components

Your use of the Site is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, Karen Zamarripa Consulting is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

7. Indemnification

You agree to indemnify and hold harmless Karen Zamarripa Consulting from any claims, losses, or damages arising out of your use of the Site or violation of these Terms.

8. Changes to the Terms

We may update these Terms from time to time. The “Last Updated” date at the top of the page reflects the most recent version.

9. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law rules.

10. Contact Us

If you have questions about these Terms please complete our contact form, or write to us at:

Karen Zamarripa Consulting
1414 L Street, Suite 270
Sacramento, CA 95814